diff --git a/esphome/components/cover/__init__.py b/esphome/components/cover/__init__.py
index 41efd2ba7a5..25e92e5c229 100644
--- a/esphome/components/cover/__init__.py
+++ b/esphome/components/cover/__init__.py
@@ -299,7 +299,21 @@ COVER_CONTROL_ACTION_SCHEMA = cv.Schema(
 )
 async def cover_control_to_code(config, action_id, template_arg, args):
     paren = await cg.get_variable(config[CONF_ID])
-    var = cg.new_Pvariable(action_id, template_arg, paren)
+
+    # Bit positions must match COVER_CONTROL_FIELDS in automation.h.
+    # CONF_STATE and CONF_POSITION both map to set_position (bit 1).
+    field_mask = 0
+    if CONF_STOP in config:
+        field_mask |= 1 << 0
+    if CONF_STATE in config or CONF_POSITION in config:
+        field_mask |= 1 << 1
+    if CONF_TILT in config:
+        field_mask |= 1 << 2
+
+    control_template_arg = cg.TemplateArguments(
+        cg.RawExpression(f"static_cast<uint16_t>({field_mask})"), *template_arg
+    )
+    var = cg.new_Pvariable(action_id, control_template_arg, paren)
     if (stop := config.get(CONF_STOP)) is not None:
         template_ = await cg.templatable(stop, args, cg.bool_)
         cg.add(var.set_stop(template_))
diff --git a/esphome/components/cover/automation.h b/esphome/components/cover/automation.h
index f121e5c2d67..223c7644ea5 100644
--- a/esphome/components/cover/automation.h
+++ b/esphome/components/cover/automation.h
@@ -46,49 +46,86 @@ template<typename... Ts> class ToggleAction : public Action<Ts...> {
   Cover *cover_;
 };
 
-template<typename... Ts> class ControlAction : public Action<Ts...> {
+// Unique Empty<Tag> per field so [[no_unique_address]] is guaranteed to coalesce.
+namespace cover_action_detail {
+template<int Tag> struct Empty {};
+}  // namespace cover_action_detail
+
+// X-macro: (type, field_name, bit_index). Order/bits must match
+// cover_control_to_code's FIELDS table in __init__.py.
+#define COVER_CONTROL_FIELDS(X) \
+  X(bool, stop, 0) \
+  X(float, position, 1) \
+  X(float, tilt, 2)
+
+template<uint16_t Fields, typename... Ts> class ControlAction : public Action<Ts...> {
  public:
   explicit ControlAction(Cover *cover) : cover_(cover) {}
 
-  TEMPLATABLE_VALUE(bool, stop)
-  TEMPLATABLE_VALUE(float, position)
-  TEMPLATABLE_VALUE(float, tilt)
+#define COVER_FIELD_SETTER_(type, name, idx) \
+  template<typename V> void set_##name(V value) requires((Fields & (1 << (idx))) != 0) { this->name##_ = value; }
+#define COVER_FIELD_APPLY_(type, name, idx) \
+  if constexpr ((Fields & (1 << (idx))) != 0) \
+    call.set_##name(this->name##_.value(x...));
+#define COVER_FIELD_DECL_(type, name, idx) \
+  [[no_unique_address]] std::conditional_t<(Fields & (1 << (idx))) != 0, TemplatableFn<type, Ts...>, \
+                                           cover_action_detail::Empty<(idx)>> \
+      name##_{};
+
+  COVER_CONTROL_FIELDS(COVER_FIELD_SETTER_)
 
   void play(const Ts &...x) override {
     auto call = this->cover_->make_call();
-    if (this->stop_.has_value())
-      call.set_stop(this->stop_.value(x...));
-    if (this->position_.has_value())
-      call.set_position(this->position_.value(x...));
-    if (this->tilt_.has_value())
-      call.set_tilt(this->tilt_.value(x...));
+    COVER_CONTROL_FIELDS(COVER_FIELD_APPLY_)
     call.perform();
   }
 
  protected:
   Cover *cover_;
+  COVER_CONTROL_FIELDS(COVER_FIELD_DECL_)
 };
+#undef COVER_CONTROL_FIELDS
 
-template<typename... Ts> class CoverPublishAction : public Action<Ts...> {
+// X-macro: (type, field_name, bit_index). Order/bits must match
+// cover_template_publish_to_code's FIELDS table in template/cover/__init__.py.
+#define COVER_PUBLISH_FIELDS(X) \
+  X(float, position, 0) \
+  X(float, tilt, 1) \
+  X(CoverOperation, current_operation, 2)
+
+template<uint16_t Fields, typename... Ts> class CoverPublishAction : public Action<Ts...> {
  public:
   CoverPublishAction(Cover *cover) : cover_(cover) {}
-  TEMPLATABLE_VALUE(float, position)
-  TEMPLATABLE_VALUE(float, tilt)
-  TEMPLATABLE_VALUE(CoverOperation, current_operation)
+
+#define COVER_PUBLISH_SETTER_(type, name, idx) \
+  template<typename V> void set_##name(V value) requires((Fields & (1 << (idx))) != 0) { this->name##_ = value; }
+#define COVER_PUBLISH_APPLY_(type, name, idx) \
+  if constexpr ((Fields & (1 << (idx))) != 0) \
+    this->cover_->name = this->name##_.value(x...);
+#define COVER_PUBLISH_DECL_(type, name, idx) \
+  [[no_unique_address]] std::conditional_t<(Fields & (1 << (idx))) != 0, TemplatableFn<type, Ts...>, \
+                                           cover_action_detail::Empty<(idx) + 8>> \
+      name##_{};
+
+  COVER_PUBLISH_FIELDS(COVER_PUBLISH_SETTER_)
 
   void play(const Ts &...x) override {
-    if (this->position_.has_value())
-      this->cover_->position = this->position_.value(x...);
-    if (this->tilt_.has_value())
-      this->cover_->tilt = this->tilt_.value(x...);
-    if (this->current_operation_.has_value())
-      this->cover_->current_operation = this->current_operation_.value(x...);
+    COVER_PUBLISH_FIELDS(COVER_PUBLISH_APPLY_)
     this->cover_->publish_state();
   }
 
  protected:
   Cover *cover_;
+  COVER_PUBLISH_FIELDS(COVER_PUBLISH_DECL_)
+
+#undef COVER_PUBLISH_DECL_
+#undef COVER_PUBLISH_APPLY_
+#undef COVER_PUBLISH_SETTER_
+#undef COVER_FIELD_DECL_
+#undef COVER_FIELD_APPLY_
+#undef COVER_FIELD_SETTER_
 };
+#undef COVER_PUBLISH_FIELDS
 
 template<bool OPEN, typename... Ts> class CoverPositionCondition : public Condition<Ts...> {
  public:
diff --git a/esphome/components/template/cover/__init__.py b/esphome/components/template/cover/__init__.py
index a30c0af3131..7dd3cddf473 100644
--- a/esphome/components/template/cover/__init__.py
+++ b/esphome/components/template/cover/__init__.py
@@ -128,7 +128,21 @@ async def to_code(config):
 )
 async def cover_template_publish_to_code(config, action_id, template_arg, args):
     paren = await cg.get_variable(config[CONF_ID])
-    var = cg.new_Pvariable(action_id, template_arg, paren)
+
+    # Bit positions must match COVER_PUBLISH_FIELDS in cover/automation.h.
+    # CONF_STATE and CONF_POSITION both map to set_position (bit 0).
+    field_mask = 0
+    if CONF_STATE in config or CONF_POSITION in config:
+        field_mask |= 1 << 0
+    if CONF_TILT in config:
+        field_mask |= 1 << 1
+    if CONF_CURRENT_OPERATION in config:
+        field_mask |= 1 << 2
+
+    publish_template_arg = cg.TemplateArguments(
+        cg.RawExpression(f"static_cast<uint16_t>({field_mask})"), *template_arg
+    )
+    var = cg.new_Pvariable(action_id, publish_template_arg, paren)
     if CONF_STATE in config:
         template_ = await cg.templatable(config[CONF_STATE], args, cg.float_)
         cg.add(var.set_position(template_))