diff --git a/esphome/core/application.h b/esphome/core/application.h
index e2701b6ec3b..d7c3b441da2 100644
--- a/esphome/core/application.h
+++ b/esphome/core/application.h
@@ -882,6 +882,11 @@ inline void ESPHOME_ALWAYS_INLINE Application::loop() {
   // Used to derive main-loop overhead = active time − Σ(component time) −
   // before/tail splits recorded below.
   uint32_t loop_active_start_us = micros();
+  // Snapshot the cumulative component-recorded time so we can subtract the
+  // slice that the scheduler spends inside its own WarnIfComponentBlockingGuard
+  // (scheduler.cpp) — that time is already counted in per-component stats,
+  // so charging it again to "before" would double-count.
+  uint64_t loop_recorded_snap = ComponentRuntimeStats::global_recorded_us_;
 #endif
   // Get the initial loop time at the start
   uint32_t last_op_end_time = millis();
@@ -889,6 +894,7 @@ inline void ESPHOME_ALWAYS_INLINE Application::loop() {
   this->before_loop_tasks_(last_op_end_time);
 #ifdef USE_RUNTIME_STATS
   uint32_t loop_before_end_us = micros();
+  uint64_t loop_before_scheduled_us = ComponentRuntimeStats::global_recorded_us_ - loop_recorded_snap;
 #endif
 
   for (this->current_loop_index_ = 0; this->current_loop_index_ < this->looping_components_active_end_;
@@ -918,8 +924,13 @@ inline void ESPHOME_ALWAYS_INLINE Application::loop() {
   // This ensures stats printing doesn't affect component timing measurements
   if (global_runtime_stats != nullptr) {
     uint32_t loop_now_us = micros();
-    global_runtime_stats->record_loop_active(loop_now_us - loop_active_start_us,
-                                             loop_before_end_us - loop_active_start_us,
+    // Subtract scheduled-component time from the "before" bucket so it is
+    // not double-counted (it is already attributed to per-component stats).
+    uint32_t loop_before_wall_us = loop_before_end_us - loop_active_start_us;
+    uint32_t loop_before_overhead_us = loop_before_wall_us > loop_before_scheduled_us
+                                           ? loop_before_wall_us - static_cast<uint32_t>(loop_before_scheduled_us)
+                                           : 0;
+    global_runtime_stats->record_loop_active(loop_now_us - loop_active_start_us, loop_before_overhead_us,
                                              loop_now_us - loop_tail_start_us);
     global_runtime_stats->process_pending_stats(last_op_end_time);
   }
diff --git a/esphome/core/component.cpp b/esphome/core/component.cpp
index 8949b4b76dc..235903cf7d4 100644
--- a/esphome/core/component.cpp
+++ b/esphome/core/component.cpp
@@ -506,6 +506,10 @@ void PollingComponent::stop_poller() {
 
 uint32_t PollingComponent::get_update_interval() const { return this->update_interval_; }
 
+#ifdef USE_RUNTIME_STATS
+uint64_t ComponentRuntimeStats::global_recorded_us_ = 0;  // NOLINT(cppcoreguidelines-avoid-non-const-global-variables)
+#endif
+
 void __attribute__((noinline, cold))
 WarnIfComponentBlockingGuard::warn_blocking(Component *component, uint32_t blocking_time) {
   bool should_warn;
diff --git a/esphome/core/component.h b/esphome/core/component.h
index 3307c5ae76e..648cbda870c 100644
--- a/esphome/core/component.h
+++ b/esphome/core/component.h
@@ -116,6 +116,13 @@ struct ComponentRuntimeStats {
   uint64_t total_time_us{0};
   uint32_t total_max_time_us{0};
 
+  // Cumulative sum of every record_time() duration since boot, across all
+  // components. Used by Application::loop() to snapshot time spent inside
+  // WarnIfComponentBlockingGuard (including guards constructed by the
+  // scheduler at scheduler.cpp) so main-loop overhead accounting can
+  // subtract scheduled-callback time from the before_loop_tasks_ wall time.
+  static uint64_t global_recorded_us_;  // NOLINT(cppcoreguidelines-avoid-non-const-global-variables)
+
   void record_time(uint32_t duration_us) {
     this->period_count++;
     this->period_time_us += duration_us;
@@ -125,6 +132,7 @@ struct ComponentRuntimeStats {
     this->total_time_us += duration_us;
     if (duration_us > this->total_max_time_us)
       this->total_max_time_us = duration_us;
+    global_recorded_us_ += duration_us;
   }
   void reset_period() {
     this->period_count = 0;